📱 SMS Text Messaging Consent & Terms

Last Updated: January 18, 2026

Consent to Receive SMS Messages

When you provide your mobile phone number to Flo Faction LLC through any of our contact forms, quote requests, or service inquiries, you explicitly consent to receive text messages from us at the phone number provided.

Types of Messages You May Receive

We may send you SMS messages for the following purposes:

• Account Notifications: Updates about your insurance policy, renewals, and policy changes
• Payment Reminders: Notifications about upcoming or overdue premium payments
• Policy Updates: Important changes to your coverage or policy terms
• Customer Service Communications: Responses to your inquiries and service requests
• Appointment Reminders: Confirmations and reminders for scheduled consultations
• Service Requests: Updates on claims, document submissions, and service needs
• Delivery Notifications: Alerts about insurance documents, cards, and materials
• Security Alerts: Fraud detection, account verification, and security notifications

Message Frequency

Message frequency varies based on your account activity and policy needs. You may receive occasional messages related to your insurance services. We respect your time and will only send messages that are relevant and necessary.

How to Opt Out

You can opt out of SMS messages at any time by:

• Replying STOP to any text message from Flo Faction LLC
• Calling us at (772) 539-5908
• Emailing us at flofaction.business@gmail.com

Once you opt out, you will receive a confirmation message, and no further SMS messages will be sent to your number unless you opt in again.

Help & Support

For help or more information about our SMS program, reply HELP to any message from us, or contact us directly.

Message & Data Rates

Standard message and data rates may apply based on your mobile carrier's plan. Flo Faction LLC does not charge for text messages, but your carrier may apply standard SMS rates. Please check with your mobile service provider for details on your messaging plan.

Supported Carriers

Our SMS service is available on all major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers. If you experience issues receiving messages, please contact us.

Privacy & Data Protection

Your phone number and message history are protected under our Privacy Policy. We do not sell or share your contact information with third parties for marketing purposes. Your information is used solely for providing insurance services and communicating with you about your account.

Terms & Conditions

By consenting to receive SMS messages, you agree to our Terms & Conditions. We reserve the right to modify or terminate our SMS program at any time with notice.

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