Individual and self-employed tax preparation, multi-year amendments, and the business advisory that comes after — bookkeeping, entity setup, and business credit. We structure your return, legally and deliberately, to reach the top of every bracket you qualify for.
Tax year 2025 · a quick, plain-English estimate of the credits you may qualify for.
Educational estimate only, using 2025 federal figures (standard deduction, EITC, and Child Tax Credit ceilings). Not tax advice or a guarantee — your actual credits depend on your full return. Book a consult for an exact number.
Intuit-certified in tax preparation and bookkeeping (QuickBooks), with roughly 15 years of business experience and 15 years of banking experience behind every return we file. That same background is why the credit-building side of Flo Faction gets real, documented results.
Biggest single jump: a personal credit score from 460 to 720 — our strategy, plus that client's own discipline staying with it every month. Results like that take both sides doing the work.
We claim every credit at the ceiling your filing status, income, and dependents allow — the same way we structured a recent married-filing-jointly return with three qualifying children.
Most firms file and disappear. We file, then help you build — bookkeeping, entity structure, and business credit that compounds every year.
W-2, 1099, families, students, and first-time filers. Every credit and deduction you qualify for, claimed correctly.
Sole proprietors, LLCs, gig workers, and detailers/contractors. We find the write-offs a payroll job never has.
Missed credits or errors on 2022–2024? We amend prior returns and recover what you were owed.
Clean books year-round so tax season is a formality, not a fire drill. QuickBooks buildout and monthly upkeep.
Establish credit in the business's name — separate from your personal profile — so the company can fund itself.
Entity setup and a scaling plan for the year ahead. Ongoing advisory for owners who are actually growing.
Send your W-2s, 1099s, business records, and prior returns securely. We tell you exactly what we need.
We prepare the return, maximize every eligible credit, and review it with you line by line.
You get a written engagement letter and itemized invoice, then we e-file with the IRS.
Track your refund, then plan next year — bookkeeping, credit, and scaling if you're a business.
Tell us your situation — individual, self-employed, or business — and we'll reply within one business day with what to bring and a straight quote. No surprises.
Flo Faction LLC provides tax preparation and business advisory. This is separate from our licensed Insurance & Financial division. We are not a registered investment advisor.