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Last updated: May 17, 2026

SMS Consent & TCPA Policy

How we handle text messaging — what you opt into, and how to opt out.

What you're opting into

When you check the SMS consent box on our intake or contact forms, you authorize Flo Faction LLC to send you text messages from (772) 208-9646 related to:

  • Quote confirmations and follow-up
  • Appointment reminders
  • Policy renewal notices
  • Document requests during underwriting
  • Time-sensitive carrier notifications

We do not send marketing blasts or promotional spam. Every text relates directly to your inquiry or active policy.

Frequency & cost

Message frequency varies — typically 1–6 messages per month while you are actively shopping or holding a policy. Message and data rates may apply depending on your mobile carrier and plan.

How to opt out

Reply STOP to any message to immediately unsubscribe. You can also email flofaction.insurance@gmail.com with "STOP SMS" in the subject line.

After opt-out, you will receive one final confirmation message and no further texts. Opting out of SMS does not opt you out of email or phone communication.

Help

Reply HELP to any message to receive a help reply with contact info. You can also call (772) 208-9646.

AI & automated dialing (TCPA)

By providing your phone number and consenting above, you agree that Flo Faction LLC and our OpenClaw AI agents may send text messages and place voice calls (including those generated by an automatic telephone dialing system or pre-recorded voice) at the number provided.

Consent is not a condition of purchase. You may decline SMS and still receive a quote via email or phone.

Carriers supported

Our SMS provider (Twilio) supports all major US carriers including AT&T, Verizon, T-Mobile, US Cellular, Sprint, Boost Mobile, Cricket, Metro by T-Mobile, and most MVNOs. Carriers are not liable for delayed or undelivered messages.