๐Ÿ’ต Transparent Pricing

Honest Rates. Real Value.

Insurance commissions are paid by carriers โ€” never by you. For our digital, wealth, and creative services, here's exactly what you pay.

๐ŸŽ New clients save FLO5 5% off any service ยท Use at checkout

Term Life

Protect your family for 10-30 years.

$25/mo & up

Most affordable life insurance

  • Up to $5M+ coverage
  • 10, 15, 20, 25, 30-year terms
  • Convertible to permanent
  • No exam options available
  • Living benefits riders
  • Cash value
Get a Quote โ†’

Whole Life

Permanent coverage, guaranteed.

$80/mo & up

Predictable & permanent

  • Coverage for life
  • Guaranteed cash value growth
  • Fixed premiums for life
  • Dividends (par policies)
  • Loan against cash value
  • Market upside
Get a Quote โ†’

Auto Insurance

250+ carriers compared.

$65/mo & up

FL minimum to full coverage

  • Liability + PIP coverage
  • Collision & comprehensive
  • Bundle discount with home
  • Rideshare endorsements
Get a Quote โ†’

Homeowners

FL hurricane specialists.

$120/mo & up

Citizens + private market

  • Dwelling + personal property
  • Hurricane & wind coverage
  • Flood add-ons available
  • Auto+Home bundle savings
Get a Quote โ†’

Health Insurance

ACA + private marketplace.

$0/mo possible*

*With subsidies for qualifying incomes

  • Individual & family plans
  • Subsidy eligibility check
  • Medical, dental, vision
  • HSA-eligible plans
Get a Quote โ†’

๐Ÿ’ก You never pay us a fee for insurance.

Flo Faction is licensed in Florida (2-15 & 2-20) and reciprocal states. Commissions are paid by the insurance carrier โ€” never by you. You pay the same premium whether you buy direct or through us. The difference: we shop 7+ carriers and watch your back at renewal.

Free Consultation

No-cost financial discovery call.

$0free

Best place to start

  • 30-min discovery call
  • Personalized recommendations
  • No sales pressure
  • Free retirement gap analysis
Book Free Call โ†’

Ongoing Advisory

Annual retainer for active clients.

$1,200/year

For HNW & active investors

  • Quarterly portfolio reviews
  • Unlimited email/call access
  • Tax season prep coordination
  • Annual rebalancing strategy
Get Started โ†’

Landing Page

Single high-converting page.

$1,500starting

Launch in ~2 weeks

  • Custom design (1 revision)
  • Mobile-first responsive
  • SEO-optimized
  • Contact form + analytics
Get Started โ†’

AI Automation Suite

Custom OpenClaw agent network.

$15k+custom

Enterprise / multi-agent

  • Multi-agent OpenClaw setup
  • n8n workflow integration
  • CRM & calendar integration
  • Monthly optimization
  • Custom reporting dashboards
Request Proposal โ†’

Beat Lease

Non-exclusive beat license.

$50per beat

Browse the catalog

  • MP3 + WAV files
  • Non-exclusive license
  • Streaming up to 100k
  • Track-out files available
Browse โ†’

Mix + Master

Pro polish for your tracks.

$200per song

Radio-ready sound

  • Full mix + master
  • 2 rounds of revisions
  • Stems delivered
  • 3-5 day turnaround
Book Now โ†’